Banking and Finance is a course suited for candidates who are interested in money management, financial systems, investment analysis, and the operations of banks and other financial institutions. Before choosing this course, it is important to clearly understand the JAMB Subject Combination for Banking and Finance 2026/2027, as universities strictly apply JAMB guidelines during admission screening.
Mistakes made during JAMB registration, especially wrong UTME subject selection, can prevent qualified candidates from gaining admission. Having accurate information at the point of registration helps applicants match their subject choices with university requirements and improves their chances of admission for the 2026/2027 academic session.
JAMB 2026/2027 Subject Combination for Banking and Finance
Candidates applying to study Banking and Finance are required to register for four (4) subjects in UTME. The approved JAMB subject combination for Banking and Finance is:
- Use of English
- Mathematics
- Economics
- One other Arts or Social Science subject
Acceptable fourth subjects include Government, Commerce, Accounting, Geography, or Business Studies.
Mathematics and Economics are compulsory because they form the foundation of financial analysis, banking operations, and economic decision-making.
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Nigerian Institutions Offering Banking and Finance
Banking and Finance is offered by many Nigerian universities across federal, state, and private ownership.
- University of Lagos (UNILAG)
- University of Benin (UNIBEN)
- University of Nigeria, Nsukka (UNN)
- University of Ilorin (UNILORIN)
- University of Calabar (UNICAL)
- Lagos State University (LASU)
- Delta State University (DELSU)
- Ekiti State University (EKSU)
- Ambrose Alli University (AAU)
- Imo State University (IMSU)
- Covenant University
- Babcock University
- Afe Babalola University (ABUAD)
- Bowen University
- Igbinedion University
Candidates should confirm course availability and specific requirements from their chosen institution.
Admission Requirements for Banking and Finance
O’Level Requirements
Candidates must possess five (5) credit passes in SSCE, NECO, or equivalent in not more than two sittings. The required subjects include:
- English Language
- Mathematics
- Economics
- Any two other relevant Arts or Social Science subjects
A credit pass in Mathematics is compulsory for all Banking and Finance applicants.
UTME Requirements
- Correct JAMB subject combination for Banking and Finance
- A UTME score of 180 and above (some universities may require higher scores)
- Participation in Post-UTME or institutional screening
Direct Entry Requirements
Candidates applying through Direct Entry must have one of the following:
- A-Level passes in Economics and at least one other relevant subject
- ND, NCE, or diploma in Banking, Finance, Accounting, or related disciplines with good grades
- IJMB or JUPEB passes in Arts or Social Science subjects
Frequently Asked Questions (FAQs)
Ques: What is the JAMB subject combination for Banking and Finance 2026/2027?
Ans: Use of English, Mathematics, Economics, and one other Arts or Social Science subject.
Ques: Is Economics compulsory for Banking and Finance?
Ans: Yes. Economics is compulsory for all Banking and Finance applicants.
Ques: Can I study Banking and Finance without Mathematics?
Ans: No. A credit pass in Mathematics is required at both UTME and O’Level.
Ques: What is the minimum JAMB score for Banking and Finance?
Ans: The general benchmark is 180, but some universities may require higher scores.
Ques: Can I use two sittings for Banking and Finance?
Ans: Yes. Most universities accept two sittings.
Ques: Is Banking and Finance a science or arts course?
Ans: It is a Social Science course.
Ques: Can I change my course to Banking and Finance after JAMB?
Ans: Yes, provided you meet the subject combination and cut-off mark.
Ques: Is Banking and Finance competitive in Nigeria?
Ans: It is moderately competitive, depending on the institution.
Ques: What career options are available after studying Banking and Finance?
Ans: Graduates can work in commercial banks, investment firms, insurance companies, financial institutions, auditing firms, and government agencies.